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Strict Regulation Needed

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· 4 minutes read
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KOMPAS/MADINA NUSRAT

Income information in the form of a pay slip and a bank account are two of the requirements when applying for a credit card from a bank, as shown on the website of a bank in Jakarta recently. Data related to income and bank accounts have the potential to be traded for the marketing of banking products by marketing personnel.

JAKARTA, KOMPAS – Buying and selling personal data are conducted not only by marketing agents banking and insurance products; the retail sector also collects a massive amount of personal data from their consumers. In fact, no regulations exist that truly guarantee the security of personal data.

Credit card registration is not the only way for banks to collect personal data, which can then be misused or even sold to market banking products. There are many other doors through which personal data can be collected. The personal data of Fredi, 53, a resident of Kelapa Gading, North Jakarta, for example, was sold along with the data of many other customers of the AH store on the Bukalapak online marketplace. Fredi\'s personal data was included in a group of luxury car owners who bought their cars with cash. The data category also identified Fredi\'s financial condition. Kompas contacted Fredi on the mobile phone number that was contained in the data to confirm its validity.

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